Fake IDEarlier this month, there was an article in the NY Times about a recent Supreme Court decision that significantly limits a prosecutors ability to use Identity Theft related charges in illegal immigration cases. The decision basically says that because it is common practice for illegal immigrants to obtain fake social security number in order to obtain work, driver licenses etc., it cannot inherently be considered malicious. In other words, “oops, I didn’t mean to ruin your credit, driving record, and tax and employment history. I just needed a job.”

Taking someone’s Identity to obtain work initially doesn’t seem like a big deal until you go to pay your taxes at the end of the year. Your employer reports your wages to the government and a certain amount of taxes is to be taken out. But what happens when someone using your identity claims 5 or 6 people on a W-4 form using your social security number? You file and the IRS says you owe for over-claiming on exemptions.

Though illegal immigration is a problem, Identity Theft is a bigger problem and most illegal immigrants must use some form of identity theft in order live and work in our country, and the government is choosing to make Identity Theft an easier choice by removing the deterrent of stiffer penalties on something that is now viewed as ‘common practice’ and therefore acceptable. Identity Theft

Are you protected from Identity Theft?

prepaid_legal_servicesFor the last year or so I have been doing a lot of relationship building to grow my book of business in Prepaid Legal. One of the main hurdles I’ve encountered is the major misconception that Prepaid Legal is strictly a network marketing company.

Network-Marketing

Network-Marketing

 

Though I love and have a tremendous amount of respect for successful network marketers who have built strong ethical organizations, the fact is that the reputation of network marketing has been significantly tarnished by network marketers who focus on team building without understanding the relationship building aspect of networking. These people focus on exposing as many people to the business opportunity caring little about the service or building relationships. Though blast and mass marketing techniques can generate interest in one out of ten exposures, it also annoys 9 out of 10 exposures giving the company and its product a negative image in the market place.

Prepaid Legal is not a network marketing company. It is a legal insurance company that relies on word of mouth advertising to expand itself. It also allows just about any motivated person to partake in the success of the company through becoming a part of the sales force.

legal insuranceI am a legal insurance salesman. I believe strongly in the service my company provides and I share how that product can empower and protect businesses, their employees, and individuals who desire access to the legal system and Identity Theft Protection at an affordable price.